The Most Expensive Places to Own a Home in California

The Golden State is one of the most sought after places to live but, unfortunately, one of the most expensive in the nation. There are simply too many people and too few of homes. Nonetheless, there are some places that are actually a bit more affordable than others.

Key Takeaways:

• Southern California is more unaffordable than any other part of California
• The median Californian spends 31.6% of their income on housing
• The median income for residents that can afford housing is $110,356
• The median income for residents that spend more than 50% of their income on housing is $49,367

Least Affordable Cities to Own a Home in California

In California, the average person will spend 30% of their income on housing. However, there are some areas of the state, notably in the around the Los Angeles area where residents need to spend upwards of 60% of their income to afford housing.      What is striking about the data is the least affordable areas are not the ones with the most expensive homes in terms of monthly costs. Rather, there are pockets of towns scattered throughout LA county and the Bay Area where housing costs are below or about average for the state of California, but the median income for residents of those towns are just simply not high enough to comfortably afford living there.

The Most Affordable Cities to Own a Home in California

The most affordable places to own a home in California are mostly located in the Bay Area or in the Central California. Only one is found in Los Angeles. Here residents are less cost burdened, and pay roughly 23% to 30% of their income toward housing.

Interestingly, the median income for the top ten areas is approximately $117,000 – which is nearly double the median income for California. It underscores the fact that in California residents need to earn far more than the average in order to afford a home.

The Full Data

We encourage you to explore our data to see how your city ranks. We looked at over 300 cities and towns in California where the population was over 25,000.

Rank (Least Affordable to Most)	City	Total Population	Median Yearly Income	Monthly Housing Costs	Median Home Value	Affordability Margin
1	Westmont	33,532	$30,864	$1,868	$349,500	72.6%
2	Hawthorne	87,425	$47,636	$2,373	$461,400	59.8%
3	Huntington Park	58,993	$38,106	$1,852	$357,500	58.3%
4	Maywood	27,700	$37,508	$1,784	$350,800	57.1%
5	Glendale	199,750	$58,657	$2,732	$675,300	55.9%
6	Bell	35,942	$39,686	$1,845	$352,000	55.8%
7	Los Angeles	3,949,776	$54,501	$2,531	$549,800	55.7%
8	San Luis Obispo	46,997	$49,640	$2,279	$590,800	55.1%
9	Florence-Graham	63,821	$36,289	$1,661	$301,000	54.9%
10	Bell Gardens	42,845	$39,008	$1,760	$347,300	54.1%
11	East Palo Alto	29,646	$58,783	$2,596	$600,200	53.0%
12	Imperial Beach	27,270	$49,950	$2,169	$433,400	52.1%
13	West Hollywood	36,148	$66,458	$2,849	$684,200	51.4%
14	El Cajon	103,314	$49,445	$2,099	$403,700	50.9%
15	El Monte	115,958	$43,504	$1,838	$401,000	50.7%
16	Coachella	44,382	$34,300	$1,446	$183,800	50.6%
17	Santa Cruz	63,993	$65,421	$2,757	$750,600	50.6%
18	Inglewood	111,006	$46,389	$1,951	$389,600	50.5%
19	Santa Monica	92,495	$86,084	$3,616	$1,168,500	50.4%
20	Monterey Park	61,056	$55,117	$2,311	$566,700	50.3%
21	San Gabriel	40,315	$55,939	$2,323	$628,300	49.8%
22	Santa Barbara	91,443	$71,160	$2,919	$934,500	49.2%
23	National	60,715	$43,168	$1,768	$345,400	49.1%
24	Fallbrook	31,121	$56,468	$2,302	$463,400	48.9%
25	Alhambra	85,168	$55,401	$2,256	$553,800	48.9%
26	Gardena	60,096	$50,807	$2,065	$407,000	48.8%
27	Rosemead	54,615	$50,074	$2,030	$489,700	48.6%
28	Arden-Arcade	98,616	$48,156	$1,924	$333,900	47.9%
29	Lynwood	71,350	$45,839	$1,830	$345,100	47.9%
30	Westminster	91,785	$57,575	$2,291	$546,200	47.7%
31	Berkeley	120,179	$75,709	$2,977	$861,800	47.2%
32	Oakland	417,442	$63,251	$2,480	$564,500	47.1%
33	Montebello	63,468	$50,312	$1,972	$441,500	47.0%
34	Palm Springs	47,140	$48,126	$1,885	$340,600	47.0%
35	Watsonville	53,452	$51,548	$2,018	$397,900	47.0%
36	Davis	67,500	$63,071	$2,468	$594,000	47.0%
37	Burbank	104,765	$69,118	$2,694	$646,000	46.8%
38	South Gate	95,420	$47,281	$1,837	$351,000	46.6%
39	Bellflower	77,852	$52,944	$2,044	$398,000	46.3%
40	Beverly Hills	34,506	$103,698	$4,001	$2,000,001	46.3%
41	East Los Angeles	123,905	$42,544	$1,636	$349,200	46.1%
42	Long Beach	470,489	$58,314	$2,234	$476,400	46.0%
43	Eureka	27,024	$39,720	$1,520	$249,300	45.9%
44	Stanton	38,648	$50,601	$1,904	$339,000	45.2%
45	Lawndale	33,191	$54,862	$2,061	$417,600	45.1%
46	San Marcos	93,493	$70,417	$2,580	$455,700	44.0%
47	Adelanto	32,867	$34,446	$1,260	$151,600	43.9%
48	Chico	90,660	$45,337	$1,658	$286,700	43.9%
49	Cathedral	53,733	$43,384	$1,585	$232,400	43.8%
50	Escondido	150,783	$58,834	$2,147	$396,200	43.8%
51	Calexico	39,953	$38,015	$1,383	$182,900	43.7%
52	San Rafael	59,180	$85,931	$3,120	$816,700	43.6%
53	Vista	99,496	$59,833	$2,172	$423,500	43.6%
54	Monterey	28,671	$73,942	$2,663	$696,200	43.2%
55	Desert Hot Springs	28,298	$34,251	$1,228	$154,600	43.0%
56	Arcadia	58,156	$90,666	$3,248	$994,400	43.0%
57	La Mesa	59,479	$59,629	$2,134	$455,800	42.9%
58	Hemet	83,604	$37,171	$1,327	$157,500	42.8%
59	Pasadena	141,231	$76,264	$2,717	$689,700	42.8%
60	Seaside	34,259	$57,653	$2,050	$413,600	42.7%
61	Fullerton	139,976	$71,660	$2,540	$589,600	42.5%
62	South Pasadena	25,974	$92,756	$3,283	$928,500	42.5%
63	Anaheim	349,007	$65,313	$2,305	$491,400	42.3%
64	Temple	36,214	$69,853	$2,464	$661,000	42.3%
65	Paramount	55,020	$49,064	$1,727	$304,400	42.2%
66	Compton	97,847	$48,117	$1,692	$287,300	42.2%
67	El Centro	43,932	$43,581	$1,524	$172,800	42.0%
68	San Juan Capistrano	35,948	$81,730	$2,858	$635,100	42.0%
69	Upland	76,155	$65,349	$2,271	$465,200	41.7%
70	Costa Mesa	112,930	$75,109	$2,610	$671,800	41.7%
71	Oildale	34,496	$38,574	$1,339	$136,100	41.7%
72	Downey	113,358	$68,162	$2,366	$479,500	41.7%
73	Santa Ana	334,493	$57,151	$1,982	$421,600	41.6%
74	Palm Desert	51,675	$56,262	$1,951	$328,300	41.6%
75	Dana Point	34,028	$90,310	$3,131	$833,800	41.6%
76	Monrovia	37,138	$71,373	$2,473	$606,000	41.6%
77	San Francisco	864,263	$96,265	$3,332	$927,400	41.5%
78	Santa Paula	30,344	$55,090	$1,906	$349,500	41.5%
79	Rowland Heights	50,572	$66,246	$2,288	$594,400	41.4%
80	Oceanside	174,811	$61,778	$2,126	$423,100	41.3%
81	Salinas	156,811	$54,864	$1,887	$342,100	41.3%
82	Lompoc	43,762	$49,074	$1,687	$269,100	41.3%
83	Chula Vista	264,101	$70,197	$2,405	$433,500	41.1%
84	San Bernardino	215,252	$41,027	$1,405	$202,100	41.1%
85	Indio	86,867	$49,951	$1,709	$247,900	41.1%
86	Garden Grove	174,812	$62,675	$2,138	$476,300	40.9%
87	Whittier	86,852	$69,058	$2,353	$488,200	40.9%
88	Tustin	80,007	$73,567	$2,498	$585,700	40.7%
89	Redding	91,236	$46,389	$1,573	$245,100	40.7%
90	San Pablo	30,720	$47,459	$1,606	$270,400	40.6%
91	Burlingame	30,401	$118,410	$4,001	$1,591,600	40.5%
92	Redwood	84,368	$99,026	$3,346	$1,016,700	40.5%
93	Pomona	152,366	$53,281	$1,792	$344,200	40.4%
94	Walnut Creek	68,516	$86,845	$2,920	$704,900	40.3%
95	Spring Valley (San Diego County)	30,439	$62,734	$2,108	$407,200	40.3%
96	Newport Beach	86,793	$119,379	$4,001	$1,695,700	40.2%
97	Highland	54,704	$55,130	$1,846	$288,500	40.2%
98	Florin	49,226	$40,959	$1,371	$187,400	40.2%
99	Banning	30,824	$39,700	$1,325	$197,500	40.1%
100	Azusa	49,029	$57,728	$1,925	$367,500	40.0%
101	San Diego	1,390,966	$71,535	$2,377	$523,600	39.9%
102	Merced	82,008	$40,704	$1,350	$185,700	39.8%
103	San Leandro	89,910	$66,178	$2,194	$474,500	39.8%
104	El Paso de Robles (Paso Robles)	31,409	$61,053	$2,008	$404,700	39.5%
105	Fresno	519,037	$44,853	$1,474	$206,800	39.4%
106	Lemon Grove	26,645	$60,309	$1,977	$367,700	39.3%
107	Richmond	108,853	$61,045	$1,994	$371,900	39.2%
108	Stockton	304,358	$48,396	$1,580	$220,600	39.2%
109	La Presa	36,225	$61,568	$2,009	$348,900	39.2%
110	Oxnard	206,732	$64,837	$2,090	$390,000	38.7%
111	Los Banos	37,559	$46,994	$1,511	$226,700	38.6%
112	West Sacramento	52,206	$59,586	$1,914	$304,600	38.5%
113	Lancaster	160,113	$49,314	$1,580	$213,100	38.4%
114	San Clemente	65,226	$101,843	$3,257	$849,300	38.4%
115	Reedley	25,419	$43,036	$1,375	$174,100	38.3%
116	Torrance	147,190	$85,070	$2,717	$687,900	38.3%
117	Lodi	64,403	$52,244	$1,667	$269,400	38.3%
118	Alameda	78,246	$89,045	$2,833	$729,100	38.2%
119	Santa Rosa	174,244	$67,144	$2,134	$458,500	38.1%
120	Culver	39,432	$86,997	$2,752	$735,600	38.0%
121	Covina	48,601	$68,311	$2,158	$441,100	37.9%
122	Wasco	26,378	$36,681	$1,153	$155,800	37.7%
123	Santa Maria	104,791	$55,485	$1,744	$297,200	37.7%
124	Baldwin Park	76,572	$57,209	$1,797	$357,500	37.7%
125	Colton	54,200	$47,256	$1,482	$212,100	37.6%
126	Irvine	256,877	$95,573	$2,993	$753,400	37.6%
127	Sacramento	489,650	$54,615	$1,707	$287,600	37.5%
128	Novato	55,378	$89,812	$2,805	$677,500	37.5%
129	South Whittier	60,000	$63,010	$1,967	$419,800	37.5%
130	Hayward	156,917	$74,927	$2,339	$462,000	37.5%
131	Porterville	58,782	$39,909	$1,243	$163,100	37.4%
132	San Buenaventura (Ventura)	110,153	$72,859	$2,269	$493,800	37.4%
133	Yucaipa	53,151	$58,166	$1,808	$275,600	37.3%
134	Buena Park	83,020	$71,005	$2,189	$482,300	37.0%
135	Delano	52,709	$38,708	$1,193	$167,900	37.0%
136	Gilroy	54,159	$86,742	$2,673	$583,900	37.0%
137	North Highlands	47,357	$41,315	$1,273	$168,300	37.0%
138	San Mateo	103,500	$103,399	$3,174	$921,700	36.8%
139	Yuba	66,229	$51,037	$1,562	$230,900	36.7%
140	Huntington Beach	200,415	$88,079	$2,693	$688,700	36.7%
141	Napa	79,722	$75,341	$2,301	$536,800	36.6%
142	Woodland	58,324	$60,446	$1,844	$316,500	36.6%
143	La Habra	61,965	$72,178	$2,201	$473,200	36.6%
144	Corona	163,585	$73,594	$2,240	$411,600	36.5%
145	Madera	64,058	$40,731	$1,237	$180,400	36.4%
146	Montclair	38,613	$54,192	$1,643	$304,200	36.4%
147	Rohnert Park	42,305	$62,769	$1,901	$377,200	36.3%
148	Redondo Beach	67,950	$104,548	$3,159	$817,300	36.3%
149	Vallejo	120,599	$62,272	$1,879	$295,600	36.2%
150	Los Gatos town	30,709	$132,671	$4,001	$1,476,700	36.2%
151	Carmichael	65,091	$60,466	$1,823	$334,900	36.2%
152	Orange	140,289	$83,500	$2,516	$604,300	36.2%
153	Pico Rivera	63,750	$61,586	$1,854	$380,200	36.1%
154	Menlo Park	33,661	$132,928	$4,001	$1,764,600	36.1%
155	Ontario	171,041	$57,544	$1,732	$320,000	36.1%
156	Turlock	71,906	$53,661	$1,613	$267,100	36.1%
157	Daly	106,480	$86,342	$2,589	$651,600	36.0%
158	Goleta	30,847	$87,068	$2,609	$718,300	36.0%
159	San Jacinto	46,932	$48,025	$1,438	$188,200	35.9%
160	Belmont	27,110	$125,958	$3,763	$1,174,200	35.9%
161	San Bruno	43,105	$94,705	$2,826	$754,700	35.8%
162	Placentia	52,294	$88,501	$2,640	$585,800	35.8%
163	Campbell	41,164	$108,498	$3,234	$884,600	35.8%
164	Norwalk	106,404	$63,669	$1,896	$375,400	35.7%
165	San Jose	1,023,031	$96,662	$2,872	$714,200	35.7%
166	Carlsbad	113,147	$102,722	$3,043	$713,600	35.5%
167	Perris	75,011	$54,657	$1,617	$239,800	35.5%
168	Redlands	70,765	$68,956	$2,031	$350,900	35.3%
169	Concord	128,160	$76,500	$2,253	$461,700	35.3%
170	Fountain Valley	56,640	$86,602	$2,534	$654,100	35.1%
171	Victorville	121,721	$47,895	$1,401	$177,600	35.1%
172	Menifee	86,820	$60,808	$1,778	$278,300	35.1%
173	Altadena	45,236	$88,774	$2,595	$649,800	35.1%
174	Rancho Cordova	70,785	$57,965	$1,690	$251,500	35.0%
175	South San Francisco	67,120	$92,074	$2,682	$697,400	35.0%
176	Encinitas	62,595	$103,842	$3,016	$862,300	34.9%
177	Lake Elsinore	62,229	$66,032	$1,917	$306,400	34.8%
178	La Puente	40,451	$60,019	$1,742	$364,300	34.8%
179	Rialto	102,708	$54,962	$1,594	$260,200	34.8%
180	Paradise town	26,437	$48,831	$1,415	$205,500	34.8%
181	West Covina	107,786	$74,551	$2,158	$459,500	34.7%
182	Morgan Hill	43,136	$107,161	$3,098	$729,900	34.7%
183	Riverside	321,570	$62,460	$1,805	$319,200	34.7%
184	Brawley	25,959	$43,469	$1,256	$158,000	34.7%
185	Pittsburg	69,449	$66,739	$1,927	$324,500	34.6%
186	Laguna Niguel	65,429	$99,206	$2,859	$737,400	34.6%
187	West Whittier-Los Nietos	27,002	$67,980	$1,959	$390,000	34.6%
188	Antioch	110,026	$69,925	$2,013	$330,900	34.5%
189	San Dimas	34,334	$81,242	$2,336	$513,300	34.5%
190	Citrus Heights	86,618	$54,373	$1,562	$246,600	34.5%
191	Atascadero	29,797	$72,240	$2,069	$433,900	34.4%
192	Apple Valley town	71,916	$50,907	$1,455	$215,800	34.3%
193	Modesto	210,166	$54,024	$1,544	$236,200	34.3%
194	Chino	85,609	$75,530	$2,146	$400,900	34.1%
195	Palmdale	157,358	$56,699	$1,610	$229,200	34.1%
196	Twentynine Palms	25,995	$41,509	$1,178	$120,900	34.1%
197	Fair Oaks	30,704	$75,696	$2,143	$417,500	34.0%
198	Fontana	207,086	$68,304	$1,933	$323,300	34.0%
199	Mountain View	80,076	$120,351	$3,404	$1,079,900	33.9%
200	La Verne	32,320	$82,829	$2,339	$535,900	33.9%
201	Rancho Palos Verdes	42,463	$124,552	$3,517	$1,051,000	33.9%
202	Hollister	37,182	$77,823	$2,196	$415,900	33.9%
203	Brea	41,921	$90,214	$2,545	$610,700	33.9%
204	Ceres	47,650	$51,113	$1,439	$218,300	33.8%
205	Lemoore	25,525	$54,471	$1,523	$199,200	33.6%
206	Castro Valley	63,625	$92,233	$2,568	$634,600	33.4%
207	Petaluma	60,210	$84,949	$2,365	$556,900	33.4%
208	Union	74,354	$95,625	$2,659	$620,200	33.4%
209	Foothill Farms	33,627	$48,438	$1,342	$201,200	33.2%
210	Soledad	25,603	$55,917	$1,545	$293,600	33.2%
211	Claremont	35,949	$96,923	$2,674	$605,700	33.1%
212	Cypress	49,108	$90,345	$2,490	$576,500	33.1%
213	Tulare	62,296	$49,584	$1,366	$177,500	33.1%
214	Murrieta	110,043	$80,373	$2,213	$367,400	33.0%
215	Rancho Cucamonga	174,573	$83,736	$2,301	$444,200	33.0%
216	Carson	92,927	$75,517	$2,070	$402,500	32.9%
217	Santa Clarita	209,489	$90,544	$2,476	$461,500	32.8%
218	Hacienda Heights	54,155	$81,379	$2,223	$545,400	32.8%
219	Fairfield	112,790	$75,292	$2,054	$341,500	32.7%
220	Glendora	51,891	$86,442	$2,356	$517,100	32.7%
221	Hesperia	93,190	$49,726	$1,354	$199,200	32.7%
222	Manteca	75,314	$68,019	$1,849	$319,600	32.6%
223	Palo Alto	67,082	$147,537	$4,001	$1,989,300	32.5%
224	Walnut	30,062	$98,329	$2,664	$703,800	32.5%
225	Santa Clara	124,635	$108,609	$2,934	$831,600	32.4%
226	Atwater	29,118	$50,181	$1,355	$179,400	32.4%
227	Poway	49,874	$102,338	$2,762	$620,500	32.4%
228	Simi Valley	126,546	$93,516	$2,523	$508,600	32.4%
229	Visalia	130,047	$54,934	$1,481	$207,400	32.4%
230	Laguna Hills	31,235	$99,797	$2,684	$649,700	32.3%
231	Santee	57,376	$81,430	$2,190	$397,200	32.3%
232	Bakersfield	372,680	$60,058	$1,614	$228,400	32.2%
233	Manhattan Beach	35,698	$148,899	$4,001	$1,694,900	32.2%
234	Vacaville	96,918	$77,807	$2,090	$354,600	32.2%
235	Beaumont	43,641	$71,664	$1,924	$275,200	32.2%
236	Jurupa Valley	102,202	$63,286	$1,698	$308,900	32.2%
237	Norco	26,711	$91,915	$2,466	$476,900	32.2%
238	Clovis	104,411	$68,682	$1,839	$284,200	32.1%
239	Thousand Oaks	128,909	$103,793	$2,768	$663,600	32.0%
240	Pacifica	39,141	$106,959	$2,841	$740,700	31.9%
241	Moreno Valley	203,691	$59,827	$1,584	$260,600	31.8%
242	Wildomar	35,492	$67,510	$1,786	$308,100	31.7%
243	Rancho Santa Margarita	49,078	$106,939	$2,829	$619,200	31.7%
244	Camarillo	67,116	$92,780	$2,453	$541,600	31.7%
245	La Quinta	40,305	$76,131	$2,010	$376,100	31.7%
246	Brentwood	58,828	$96,945	$2,548	$482,600	31.5%
247	Lincoln	46,404	$78,647	$2,059	$389,900	31.4%
248	Lakewood	81,106	$84,055	$2,200	$475,800	31.4%
249	Moorpark	36,060	$102,145	$2,662	$592,500	31.3%
250	Roseville	130,705	$81,119	$2,110	$386,300	31.2%
251	Newark	45,554	$96,817	$2,516	$607,200	31.2%
252	Windsor town	27,423	$91,032	$2,357	$504,500	31.1%
253	Milpitas	75,498	$110,752	$2,860	$704,300	31.0%
254	Hanford	55,599	$55,327	$1,425	$192,900	30.9%
255	Cerritos	50,145	$98,953	$2,548	$638,600	30.9%
256	Lafayette	25,792	$152,609	$3,921	$1,214,200	30.8%
257	La Mirada	49,162	$87,400	$2,242	$478,400	30.8%
258	Sunnyvale	151,565	$118,314	$3,035	$968,700	30.8%
259	San Carlos	29,954	$152,521	$3,904	$1,240,800	30.7%
260	Rocklin	61,697	$91,995	$2,351	$421,700	30.7%
261	Livermore	88,232	$109,084	$2,784	$643,200	30.6%
262	Ladera Ranch	28,769	$152,923	$3,892	$803,400	30.5%
263	Yorba Linda	67,740	$123,962	$3,153	$792,700	30.5%
264	Aliso Viejo	50,691	$106,353	$2,699	$582,300	30.5%
265	Tracy	87,613	$84,162	$2,135	$378,900	30.4%
266	Diamond Bar	56,600	$94,531	$2,397	$614,800	30.4%
267	Valinda	25,080	$72,255	$1,825	$385,900	30.3%
268	Temecula	110,722	$87,115	$2,190	$394,600	30.2%
269	Lake Forest	81,812	$96,963	$2,437	$585,100	30.2%
270	San Ramon	75,048	$142,718	$3,572	$863,800	30.0%
271	Eastvale	59,733	$110,685	$2,767	$496,000	30.0%
272	North Tustin	25,364	$134,519	$3,362	$871,600	30.0%
273	Galt	25,222	$68,908	$1,707	$270,300	29.7%
274	Orcutt	30,001	$79,237	$1,960	$367,500	29.7%
275	Pleasant Hill	34,662	$101,530	$2,507	$633,400	29.6%
276	Orangevale	34,467	$75,208	$1,855	$331,400	29.6%
277	Cupertino	60,687	$153,449	$3,760	$1,372,800	29.4%
278	Foster	33,529	$136,383	$3,338	$1,051,000	29.4%
279	San Lorenzo	25,101	$89,961	$2,183	$476,600	29.1%
280	Martinez	37,902	$98,102	$2,377	$505,400	29.1%
281	Chino Hills	78,025	$102,746	$2,489	$567,200	29.1%
282	Mission Viejo	96,535	$107,988	$2,596	$640,800	28.8%
283	Elk Grove	166,228	$85,556	$2,056	$349,500	28.8%
284	Suisun	29,280	$75,195	$1,806	$293,100	28.8%
285	Benicia	28,011	$95,225	$2,284	$515,800	28.8%
286	Temescal Valley	25,411	$96,956	$2,317	$396,200	28.7%
287	Dublin	57,022	$138,007	$3,294	$756,800	28.6%
288	Pleasanton	79,341	$138,269	$3,287	$879,800	28.5%
289	Antelope	47,728	$70,840	$1,682	$275,000	28.5%
290	Danville town	44,205	$152,798	$3,602	$976,800	28.3%
291	Fremont	230,964	$122,191	$2,869	$785,700	28.2%
292	El Dorado Hills	45,104	$126,520	$2,931	$575,200	27.8%
293	Saratoga	31,013	$173,136	$4,001	$1,933,900	27.7%
294	Vineyard	27,585	$83,313	$1,920	$343,900	27.7%
295	Hercules	25,260	$107,221	$2,448	$457,300	27.4%
296	Oakley	39,950	$89,392	$2,033	$356,000	27.3%
297	French Valley	31,353	$104,560	$2,363	$377,900	27.1%
298	Ridgecrest	28,728	$60,794	$1,352	$169,500	26.7%
299	Folsom	75,897	$106,718	$2,371	$456,600	26.7%
300	Los Altos	30,527	$208,309	$4,001	$2,000,001	23.0%

Methodology

To find the least and most affordable cities in California we turned to the 2017 American Community Survey. We pulled data from the Housing survey as well as the Economic survey to get a fuller picture on home owner affordability in every CDP in California. We then filtered for only CDPs with greater than 25,000 people. To get the affordability margin we took the median monthly housing costs which include mortgage, insurance and tax costs and multiplied by 12. We then divided that amount by the median income for each CDP.